Financial Planning - September 2019

From surcharge brackets to prescription drug plans, advisors need to understand how Medicare works.

It's important to categorize necessary and discretionary expenses, but advisors need to know how clients are defining them.

Medicare, longevity, medical expenses — these are some of the most pressing issues facing clients.

Guiding them through the fine print of narrow networks, deductibles and copays could become a key differentiator.

Seeking out talent in unlikely places and helping it grow will yield impressive ROI.

"Put people before profits and focus on service above self," says Kimberly Foss, founder of Empyrion Wealth Management.

The departures mean my practice is losing thousands of dollars in revenue — for now.

The SEC’s 564-page rule shows the new disclosure could prove time-consuming, even vexing, for firms.

RIAs need to review fee flexibility, target markets, value and branding.

There are red flags that may be pointing to elder fraud in a client account.

After almost a decade of competing for digital advice assets, new banking offers have the firms going toe-to-toe again.

Although first written off by industry experts, independent digital-first firms now hold billions in assets.

If not addressed, the client may see a higher tax bill than was planned. That won't go over well at tax time next year.

Here’s an analysis of six different funds that could be options for your retirement-income seeking clients.

After the divorce, I was broke and in debt. Then my husband sued me.