Financial Planning - September 2018

Can you live up to your own guidance?

Here's what keeps planners from following the advice they give clients.

I’ve been watching, with increasing dismay, the trend of outside investors taking ownership of advisory firms.

Culture is like a garden, it has to be planned and nurtured. Even solo practitioners need to pay attention.

Clients can boost IRA retirement savings with this strategy, but shhh! Avoid certain terms.

The change is needed to better align the interests of RIAs and the custodians that serve them.

Not planning is the biggest risk that advisers can take.

Why structuring your practice under a lead advisor won’t serve your staff — or your clients

In some cases, amassing a large IRA can have unforeseen negative consequences, including higher Medicare costs. Here’s how Roth conversions and other strategies can help.

The right health insurance is all that’s needed to use this triple-tax advantaged savings account.

If history is a guide, your clients can stop freaking out about having enough money during their post-work life.

Sometimes a planner's advice can go awry, despite best intentions.