Financial Planning - November 2018

Seven IBDs turn 50 this year. Here's why most of them won't survive another half-century.

Prepare yourself for the next big market downturn which may be exacerbated by highly leveraged derivatives.

Although these firms provide the RIA industry a lot of support, they could be doing more.

Our business isn’t just about big firms anymore, but we still see the old stereotype that investing is a man’s game dominated by Wall Street firms.

Aggregators, private equity firms and family offices are all investing in RIAs. Know the key differences between them.

In my view, the organization puts its own growth ahead of enforcing its certificants’ fiduciary standards. This holds us back from being seen as a true profession.

How to report a transaction that should have been disclosed to regulators long ago, but wasn’t.

Owning a horse can be a longer and bigger financial commitment than other pets (or raising kids).

The more you learn, the more you realize how little you know.

Avoiding this oversight can save clients from costly and painful legal battles after a loved one has passed away.

Those concerned about financial shortfalls in old age may want to consider selling their whole life policy. Here's how advisors can help.

Forget bond ladders. Laddering defined-maturity exchange traded funds may be a safer fixed-income strategy for clients.

Overcoming setbacks is a key part of his formula for success.