Financial Planning December 2016

The annual Tech Survey reveals the trends that will separate future digital winners from losers.

This generation of advisers is likely to “do something very different in regards to purchasing decisions,” tech columnist Joel Bruckenstein predicts.

A friendly memo to help top regulators in the next administration set priorities. One key point: planners and fee-compensated IRAs are the least of your worries.

They seem to be everywhere, but there is every reason to believe that clients overwhelmingly still want to deal with human beings.

The first 100 days are critical to keeping a new client for life … or watching them jump to a competitor.

Planners must have a strategy and compensation plan to keep employees engaged and grow their firms.

Beacon Pointe’s latest deal puts the wealth manager over the $2B AUM milestone, and it’s eyeing new markets.

By leveraging new technology, advisers find new ways to reach their clients from across the globe, as well as here at home.

Mounting regulatory pressure will push firms to decrease the number of products available due to compliance risks, Cerulli Associates says in a new report.

Technology is getting better at replicating the work of human planners, warns Hedgeable CEO Mike Kane.

Advisers say clients have become much more hesitant about making new investments.

Effectively applying cost, affordability and value can make an advisory practice hum. Here’s how to unlock the magic combination.

These kids "are making bad choices, but they don’t realize it because everybody around them is making bad choices, too," says this fee-only adviser who specializes in advising members of the armed services.

Solo practitioners can gain backup, business continuity, flexibility and expanded offerings — as long as they decide it’s worth the time and cost.

The firm's digital advice service, to be piloted in early 2017, is a bid to give RIAs unprecedented scale.

Clients who borrow from their company retirement plans can often get a good rate with no hassle. But if they miss payments, they might face nasty tax charges.

The documents are good indicators of investors’ past behavior and probable future behavior.

Because federal rules now require parents to plan earlier for funding education, advisers can offer substantial value to clients through their financial aid expertise.

The way a client invests has much more impact than they usually realize.

Fragmented programs can squash productivity and firm growth.